Privacy Policy
Financial Calculators Hub ("we," "us," or "our") operates the [Your Website URL] website (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
NOTE: This is a template policy. You MUST review and adapt it to your specific data practices and comply with relevant regulations (like GDPR, CCPA, etc.). Consult a legal professional for advice specific to your situation, especially before implementing advertising like Google AdSense.
Information Collection and Use
We currently **do not** require user registration or collect personally identifiable information (like names, email addresses, or phone numbers) directly for the core functionality of our calculators and articles.
However, like most websites, we may collect information that your browser sends whenever you visit our Service ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address (often anonymized or truncated), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics. This data is typically used for website analytics to understand user behavior and improve the Service.
Cookies
Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. We may use cookies for basic website functionality or analytics.
Third-Party Cookies (e.g., Google AdSense): If and when we implement advertising services like Google AdSense, third-party vendors, including Google, will use cookies to serve ads based on a user's prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.
Users may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, users can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info/choices.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our Service may not function properly.
Use of Data
We may use the collected non-personal data for various purposes:
- To provide and maintain our Service
- To monitor the usage of our Service
- To detect, prevent and address technical issues
- To potentially display advertising (if implemented)
- To improve user experience
Service Providers
We may employ third-party companies and individuals to facilitate our Service ("Service Providers"), such as website analytics providers (e.g., Google Analytics) or advertising partners (e.g., Google AdSense). These third parties have access to your data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose. Their use of data is governed by their own privacy policies.
Links to Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children's Privacy
Our Service does not address anyone under the age of 13 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us: [Your Contact Email or Contact Form Link]