đ¯ Retirement Planning
đ¤ Personal Details
Years to plan retirement corpus for
đ° Current Financial Profile
đ Investment Details
đ Economic Assumptions
đ Major Life Goals
đ Home Purchase
đ Children's Education
Age when child starts higher education
đ Marriage & Other Events
đ¨ Emergency Fund
Emergency fund as months of current expenses
đ¯ Retirement Analysis
Required Corpus
âš5.2Cr
Inflation-adjusted
Projected Corpus
âš4.8Cr
With current plan
Goal Achievement
92%
On track
Years to Retire
30
Time remaining
đĻ Retirement Readiness
You're 92% ready for retirement
đ Year-by-Year Projection
| Year | Age | Monthly SIP | Annual Investment | Corpus Value | Life Events | Net Corpus |
|---|
â ī¸ Shortfall Analysis
Monthly SIP Needed:
âš2,500
Or Lumpsum Now:
âš5,00,000
Or Delay Retirement:
2 years
đ Financial Timeline
đ¸ Expense Breakdown
đ Inflation Impact
Monthly Expenses Today:
âš50,000
At Retirement:
âš2,87,000
Purchasing Power Loss:
83%
đ¯ Goal Allocation
Retirement Corpus:
âš4.2Cr (80%)
Home Purchase:
âš1.0Cr (20%)
đĄ Retirement Tips
Start Early
Starting retirement planning early gives you the power of compounding. Even small amounts invested regularly can grow significantly.
Step-up SIPs
Increase your SIP amount annually with salary increments. This helps maintain your investment pace with inflation.
Review Regularly
Review your retirement plan annually. Adjust for life changes, market conditions, and goal modifications.
âšī¸ Important Notes
Assumptions
Calculations assume consistent returns and inflation rates. Actual results may vary based on market conditions and economic factors.
Inflation Impact
Inflation significantly impacts purchasing power. Plan for higher expense amounts in the future to maintain current lifestyle.
Professional Advice
This calculator provides estimates. Consult a certified financial planner for personalized retirement strategies.